Roxburgh Group ISA & Investment Planning

An Individual Savings Account (ISA) is a financial product available to residents of the United Kingdom. It is designed for the purpose of investment and savings with a favourable tax status. Money is contributed from after tax income and is not subjected to income tax or capital gains tax within a holding or upon withdrawal. 

Cash and a broad range of investments can be held and there is no restriction on when or how much money can be withdrawn. Certain investments may incur penalties on withdrawals. e.g. a fixed rate cash ISA. 

ISAs can be a useful complement to a pension for retirement income, particularly when it is desirable to draw down capital at a faster rate than permitted in a pension.

We have developed a comprehensive Investment Management process that allows a client’s portfolio to be perfectly aligned with their objectives. For instance, crucial decisions such as asset allocation and risk can be better managed.  

The investment funds which make up each portfolio can be reviewed and actively managed. Also, the control of capital and income can be more tightly monitored thus helping reduce the tax burden and so maximising gain.